Personal Finance

You can’t accuse economist Nouriel Roubini of pulling his punches on the subject of cryptocurrencies. The man given the moniker “Dr. Doom” for correctly predicting the financial crisis of 2008 has come up with seven “C” words to describe cryptocurrencies “Concealed, Corrupt, Criminals, Crooks, Con Men, Carnival-barkers, Cult, Crappy,” he wrote on Twitter. Roubini also… Continue reading Roubini Blasts Pretty Much Everything Cryptocurrency

It’s hard to stand out in the credit card industry. While each credit card company views itself as a company with a set identity and ethos, to consumers, they all basically do the same thing. So in order to get a potential customer to sign up with their company instead of the competition, each credit… Continue reading Some American Express Members Get a Huge New Benefit

At least in North America, personal finance education is rarely taught in schools and it shows in the gulf that exists in most people’s understanding of many money basics–a recent survey found that eight out of 10 people polled on the street drew a blank when asked to define a bond. A further seven out of 10… Continue reading Here’s Why Many Parents Want to See Crypto Education in Schools

Americans get their annual introduction to the Affordable Care Act open enrollment season on Nov. 1. From that date through January 15, 2023, U.S. adults can choose a healthcare plan that covers critical health costs for the next calendar year. Uncle Sam is asking consumers to get on board during open enrollment and to keep… Continue reading ACA Enrollment Tips to Save Money on Health Insurance

Kohl’s  (KSS)  has had a tumultuous year and that’s just since the start of third quarter. It started when Kohl’s ended talks with hopeful purchaser Franchise Group  (FRG) , citing a volatile market. Kohl’s then took some surprising marketing turns in attempt to reach new audiences within the retail market. Kohl’s launched Discover @ Kohl’s… Continue reading Kohl’s Will Pay You to Shop at its Stores

Independent financial adviser Mick Heyman has seen a lot of ups and downs in financial markets during his 40-plus years in the investment business. But his style hasn’t changed much from a conservative, long-term, diversification focus. Looking at investments now, he sees several bargains in the stock market following its decline this year. That includes… Continue reading Starbucks Offers Steady Growth: Financial Adviser

A customer’s visit to a store will frequently involve a request to round the charge for a customer’s purchase up to the next highest even dollar amount. So a charge of $19.50 is rounded up to $20 and the $.50 difference goes to charity. The round-up charge is often set to repeat for that individual… Continue reading Checkout-Lane Charity Pitches Raise Millions But Stress Shoppers

Banks are shoring up their provisions against credit losses on fears that consumers could be late paying, or default on, loans and credit card bills. Fears of a recession continue to increase as interest rates have risen rapidly. The Federal Reserve, which has raised interest rates 3 percentage points since March, is expected to hike rates… Continue reading Banks Prepare for Consumers Unable to Pay Back Loans