The entire premise of holding a basket of assets and drawing from it blindly is a suboptimal approach Published Oct 08, 2023 • Last updated 1 day ago • 7 minute read Withdrawing an amount set well below a portfolio’s expected return may seem prudent, but there are a number of serious flaws with using this… Continue reading Beyond the 4% rule: Improving your safe retirement withdrawal strategies
PRICE DROP: Get lifetime access to Microsoft Office 2021 for $45
Don’t miss this deal on Microsoft Office’s full suite of applications and tools Published Oct 04, 2023 • Last updated 5 days ago • 1 minute read Microsoft Office tools can make real, meaningful differences for your team or in your office. Photo by Getty Images This article was created by StackCommerce. Postmedia may earn an… Continue reading PRICE DROP: Get lifetime access to Microsoft Office 2021 for $45
How to use RRSPs, TFSAs and more to save on taxes and get ‘free’ money
Jamie Golombek: Here’s how to prioritize contributions to registered savings plans to eliminate, or at least minimize, taxes on investment income Published Oct 05, 2023 • Last updated 1 day ago • 5 minute read Registered savings plans offer Canadians an opportunity to minimize taxes on investment income. Photo by Getty Images/iStockphoto There’s an alphabet soup… Continue reading How to use RRSPs, TFSAs and more to save on taxes and get ‘free’ money
Why defined-benefit pension plans may be poised for a comeback
Higher interest rates and a shift in power toward employees helping fuel a DB renaissance Published Oct 04, 2023 • Last updated 1 hour ago • 6 minute read Unifor national president Lana Payne. Ford Motor recently Ford agreed to transfer some Unifor union members currently enrolled in the company’s defined-contribution pension plan to a defined-benefit… Continue reading Why defined-benefit pension plans may be poised for a comeback
Canada’s top-end personal tax rates need to come down
Kim Moody: Canada needs to take a hard look at lowering personal tax rates and ensure people keep at least half of all gains Published Oct 04, 2023 • 4 minute read Ontario, Quebec, British Columbia and the Maritime provinces have personal tax rates of more than 50 per cent. Photo by Getty Images/iStockphoto Before… Continue reading Canada’s top-end personal tax rates need to come down
Why defined-benefit pension plans may be about to make a comeback
Higher interest rates and a shift in power toward employees helping fuel a DB renaissance Published Oct 04, 2023 • Last updated 1 day ago • 5 minute read Unifor national president Lana Payne. Ford Motor recently Ford agreed to transfer some Unifor union members currently enrolled in the company’s defined-contribution pension plan to a defined-benefit… Continue reading Why defined-benefit pension plans may be about to make a comeback
Couple’s quickie ‘fraud’ divorce complicates attempt to split for real
Adam Black: Trying to circumvent the legal requirements for obtaining a divorce has lasting consequences Published Oct 04, 2023 • 4 minute read Couples who may attempt to circumvent the legal requirements for obtaining a divorce in Canada will face enduring consequences. Photo by Getty Images/iStockphoto In Canada, a divorce can be granted pursuant to… Continue reading Couple’s quickie ‘fraud’ divorce complicates attempt to split for real
Retirement doesn’t have to be an all-or-nothing proposition if you start planning earlier
People are increasingly taking a phased-in or gradual approach to retirement Published Oct 03, 2023 • Last updated 1 day ago • 5 minute read Your definition of retirement is only constrained by the picture you establish. Photo by Ryan Remiorz/THE CANADIAN PRESS files By Andrea Drolet My oldest son is now 14 and, shockingly, I… Continue reading Retirement doesn’t have to be an all-or-nothing proposition if you start planning earlier
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